For more than 40 years, Vantiv has been an innovator in payment solutions, and its company Retriever Powered by NPC is dedicated to continuing that tradition. Retriever Powered by NPC is one of the nation’s largest providers of debit and credit card acceptance, and a top provider of payment processing and acquiring services. Although all of the company’s services help protect small and medium businesses from fraud and ensure payment, its innovations in the realms of e-commerce and transactions in which the credit card is not present ensure that businesses don’t miss possible revenue.
Both eCommerce and card-not-present situations require more information than if the card was physically present at the time of the sale. In cases where the card is not present, l information such as the cardholder’s name, the card number, expiration date, security code, and address is required. Not only does the additional information help to prevent fraud, it requires an additional layer of security so that the customer’s personal information is not compromised. Similarly, e-commerce requires gateway solutions to capture customer information while keeping the information secure.